15 Years Helping People Choose Coverage Confidently
We're an independent agency — not tied to any one carrier — so our advisors recommend what actually fits your life, your family, and your business.
Our StoryWe started Meet Policies because health insurance should never be this hard.
In 2010, our founder watched his sister — a self-employed graphic designer in her early 30s — spend three weeks trying to understand her health insurance options after losing her job. Three weeks. Dozens of confusing websites, conflicting information, and zero guidance from people who actually understood the system.
She eventually gave up and went uninsured for eight months. Four months later, she was in the emergency room with appendicitis. The bill was $34,000.
That's the story that built Meet Policies. We created this agency because navigating health insurance is genuinely difficult — and it shouldn't require a law degree to understand your options.
What makes us different
Our MissionTo make quality health coverage accessible, understandable, and affordable for every American — individual, family, or business — through honest, expert guidance and a service that costs you nothing.
Our values
Licenses & credentials
Meet Policies is licensed to sell health, dental, vision, life, and supplemental insurance in all 50 states. Our agents are appointed with all major carriers including:
We work for
the policy reader.
Insurance is sold as a feeling. We sell it as a drawing — with every measurement labeled, every tolerance listed, every exclusion visible.
Independent by design
We are not owned by a carrier. Our analysts get the same fee regardless of which policy you choose. The breakdown is the product.
Detail-first, not sales-first
Every recommendation is documented like an engineering brief. Component, value, source, page citation. No back-cover marketing.
The service costs nothing
Carriers pay a standard commission only if you enroll. The breakdown is yours regardless. No upsell, no hold music, no nudge.
We stay with the policy
Your dedicated analyst tracks plan changes year over year. When renewal hits, you get an updated drawing — not a generic email.
What it looks like
to actually read the policy.
The scenarios below are illustrative examples of how reading a policy before you buy changes the decision - not verified customer reviews. First names only.
EXAMPLE - 01“I'd looked at four ACA plans on three different sites and still couldn't tell you what a formulary tier meant. Reading the SBC with Meet Policies took an hour and it finally clicked - I understood what I was actually buying before I bought it.”
MariaILLUSTRATIVE EXAMPLE - CPA, INDIVIDUAL POLICYHOLDER
EXAMPLE - 02“I was about to sign a group policy without reading past the premium line. Meet Policies walked me through the summary of benefits so I understood the deductible and coinsurance terms before I chose anything for my team.”
JamesILLUSTRATIVE EXAMPLE - SMALL BUSINESS OWNER
EXAMPLE - 03“My spouse lost job-based coverage and I had two kids on that plan. Before enrolling in a bridge option, we sat down and actually read the policy documents - coinsurance, network rules, formulary - instead of guessing.”
SarahILLUSTRATIVE EXAMPLE - PARENT CHOOSING BRIDGE COVERAGE
EXAMPLE - 04“I'm 58 and the bridge to Medicare looked terrifying. Learning to read the plan documents line by line - which drugs were covered and at what tier - made the decision mine instead of a guess.”
DavidILLUSTRATIVE EXAMPLE - PRE-RETIREE, AGE 58
EXAMPLE - 05“I read technical documents for a living. This was the first insurance policy where I understood every clause before I signed it, not after a claim got denied.”
AishaILLUSTRATIVE EXAMPLE - POLICYHOLDER
EXAMPLE - 06“Our startup needed real benefits, not a rushed decision. We used the breakdown to read the SBC and understand the coinsurance and network terms before choosing a plan for the team.”
RyanILLUSTRATIVE EXAMPLE - FOUNDER, SMALL TEAM
Illustrative examples only, first names used, not verified customer testimonials. Individual results and coverage outcomes vary by policy, carrier, and state.