Our Story

15 Years Helping People Choose Coverage Confidently

We're an independent agency — not tied to any one carrier — so our advisors recommend what actually fits your life, your family, and your business.

Our Story

We started Meet Policies because health insurance should never be this hard.

In 2010, our founder watched his sister — a self-employed graphic designer in her early 30s — spend three weeks trying to understand her health insurance options after losing her job. Three weeks. Dozens of confusing websites, conflicting information, and zero guidance from people who actually understood the system.

She eventually gave up and went uninsured for eight months. Four months later, she was in the emergency room with appendicitis. The bill was $34,000.

That's the story that built Meet Policies. We created this agency because navigating health insurance is genuinely difficult — and it shouldn't require a law degree to understand your options.

The Meet Policies advisor team in a bright modern office

What makes us different

We are 100% independent
Meet Policies is not owned by, affiliated with, or financially incentivized by any single carrier. Our agents earn the same commission rate regardless of which plan they recommend.
We are licensed professionals
Every Meet Policies advisor is a licensed insurance agent, compliant with state regulations, and carries Errors & Omissions insurance.
We offer a free service
Consultations, plan comparisons, and enrollment cost you absolutely nothing. Carriers compensate us — you pay the same as buying direct, or less.
We stay with you
Most agents disappear after enrollment. Your Meet Policies agent stays your resource for claims, annual reviews, life changes, and every question that comes up.
Our Mission

To make quality health coverage accessible, understandable, and affordable for every American — individual, family, or business — through honest, expert guidance and a service that costs you nothing.

Our values

Transparency
We tell you exactly what a plan covers and what it doesn't. No surprises at the worst possible moment.
Independence
We recommend what's best for you, full stop. Our advice is never influenced by carrier incentives or sales targets.
Accessibility
Health insurance shouldn't be a luxury. We work to find affordable coverage for every budget.
Longevity
We're not here to make a sale. We're here to build a relationship that lasts as long as you need us.

Licenses & credentials

Meet Policies is licensed to sell health, dental, vision, life, and supplemental insurance in all 50 states. Our agents are appointed with all major carriers including:

Blue Cross Blue ShieldAetnaCignaUnitedHealthcareHumanaOscar HealthMolina HealthcareAmbetterBright HealthKaiser PermanenteDelta DentalVSPMetLife DentalGuardianAmeritasAflacCigna SupplementalTransamerica
PRINCIPLES

We work for
the policy reader.

Insurance is sold as a feeling. We sell it as a drawing — with every measurement labeled, every tolerance listed, every exclusion visible.

14M+
LINES OF POLICY TEXT INDEXED
2,800+
POLICIES IN DB
52
CARRIERS TRACKED
01

Independent by design

We are not owned by a carrier. Our analysts get the same fee regardless of which policy you choose. The breakdown is the product.

02

Detail-first, not sales-first

Every recommendation is documented like an engineering brief. Component, value, source, page citation. No back-cover marketing.

03

The service costs nothing

Carriers pay a standard commission only if you enroll. The breakdown is yours regardless. No upsell, no hold music, no nudge.

04

We stay with the policy

Your dedicated analyst tracks plan changes year over year. When renewal hits, you get an updated drawing — not a generic email.

FIELD REPORTS

From people who
actually read the policy.

Engineers, accountants, founders, teachers. They sent us questions. We sent back drawings. They sent back this.

REPORT — 01

I'd compared four ACA plans on three different sites and was still confused about formulary tiers. The Meet Policies breakdown took an hour, was free, and resolved it. They literally drew it.

Maria Rodriguez
CPA · MIAMI, FL
REPORT — 02

I needed group benefits for 18 employees and every broker pitched me a 'package'. Meet Policies gave me a spec sheet with three real comparisons, including the payroll-tax math. That's what closed it.

James Thompson
OWNER · THOMPSON PLUMBING CO.
REPORT — 03

My husband lost his job. We had two kids on his plan. Meet Policies mapped four bridge options against our prescriptions and pediatrician in under a day. We enrolled the next morning.

Sarah Liu
ARCHITECT · AUSTIN, TX
REPORT — 04

I'm 58. The bridge to Medicare looked terrifying. The breakdown showed me — line by line — which plans actually carried my heart medication on a reasonable tier. That's the whole game.

David Park
RETIRED TEACHER · CHICAGO, IL
REPORT — 05

I'm an engineer. I read schematics for a living. The Meet Policies output is the only insurance document I've ever read where the labels matched the lines.

Aisha Nwosu
MECH. ENGINEER · HOUSTON, TX
REPORT — 06

Our startup needed real benefits to compete on hiring. Meet Policies delivered a comparison brief, the carrier proposals, and the payroll model. Three weeks faster than the broker we replaced.

Ryan Chen
CEO · NOVARA